Commercial finance

Finance for business
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We are a specialist commercial finance company.  If your bank is dragging their heels, doesn’t understand your project or simply says no, that’s where we come in.  We can get commercial equipment finance, corporate finance, a finance lease or invoice finance in place usually within 24 hours.

Commercial finance options

commercial finance

Hire purchase.

With hire purchase commercial finance you have the option to buy your asset at the end of the agreement.

commercial finance brokers

Finance lease.

Commercial finance leasing means that you rent the asset.  Ideal if you only need an asset for part of its working life.

commercial and asset finance

Operating lease.

Effective for high-value specialised equipment or assets to support a specific contract.

commercial finance companies

Sale & leaseback.

Sale and leaseback commercial finance means that you sell your existing asset and lease it back, freeing up cash.

commercial equipment leasing

Invoice finance.

Funding the business this way means the funder agrees to buy your unpaid invoices which allows you to get advances on cash due.

commercial finance uk

Business loans.

Commercial finance loans tend to be unsecured and allow for full flexibility of funds to be used to run the business.

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commercial business finance

Commercial finance sectors

We specialise in finding business finance solutions for UK businesses.  Our commercial finance expertise is strongly in the food and drink sector.  From breweries to packaging, catering equipment to logistics, or a bar fit out we can handle it as we understand the sector.

Over 90% of our customers return for repeat business.

Commercial finance options

Black and White Asset Finance offers all the normal types of finance: commercial equipment leasing, hire purchase, invoice finance, franchise finance and business loans.  What sets us apart is that we have worked with our bank of funders to find an alternative way to the normal deposit staged payment finance solution.  We call it a flexible commercial financing option and, put simply, it means that deposits can be funded.

Commercial finance solutions that protect your cash flow.

commercial equipment leasing

About Us

We at Black and White Asset Finance pride ourselves in obtaining clear and efficient commercial and asset finance solutions.  We are a passionate independent commercial finance company and we work hard to understand your business and build a long-term relationship with you.

We like a challenge and are accomplished at getting business finance in place for more difficult to explain assets.  We fill the gap if the bank drags their heels, doesn’t understand the project or simply says no.

Flexible commercial finance.

We have developed an alternative way to the normal deposit staged payment finance.  It’s  better than normal commercial asset finance solutions.  Put simply it means that deposits can be funded.

We have developed a comparison finance calculator so you can see for yourself what a difference this type of commercial asset finance could make to your cash flow.

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They deliver a personal service.  In fact, finance done the way it used to be, and 24/7.  They are there when I need them.
Dean Attwell

MD, Oakland International

We like dealing with Tim, he is now one of the team.  I would recommend him to anyone needing honest advice with no bullshit.
Richard Owen

FD, The Wild Beer Co

Need more details?

We’re here to help any time.  Just fill in the contact form, use the chat option or give us a call and we can give you an idea of what we can arrange for you.

There ARE funds available.

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Black and White Asset Finance is only able to work with limited companies, PLCs or LLPs.




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17 Broadlands



TQ14 0EH

Company reg: 9977326

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