Asset finance company

We are a specialist UK asset finance company in the south west of England.
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Competitive finance rates
Flexible payment terms
Finance from £10k to £10m+
Decision within 24hrs


We are a specialist business asset finance company and can usually deliver finance approval within 24 hours.  If you are looking to lease or purchase equipment, borrow funds or release equity, Black and White Asset Finance can provide the finance solution you need.

Asset finance UK options

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Hire purchase.

With hire purchase asset finance you become the owner of the equipment at the end of the term.

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Lease finance.

Asset finance leasing means that you rent the asset.  We can fund both ‘hard’ and ‘soft’ assets.

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Operating lease.

Effective for high-value specialised business equipment or assets to support a specific contract.

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Sale & leaseback.

Sale and leaseback business funding means that you sell your existing asset and lease it back, freeing up cash.

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Invoice finance.

Funding the business this way means the funder agrees to buy your unpaid invoices which allows you to get advances on cash due.

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Business loans.

Business finance loans affords you the freedom to use the money as you wish. Just contact us for help.

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UK asset finance sectors

We specialise in finding business finance solutions for UK businesses.  We have specialist sector knowledge and will understand the specific needs of your business. Our business funding expertise is strongly in the food and drink sector.  From packing lines to logistics, catering equipment to warehousing, or a hotel refit we can handle it as we understand the sector.  Of course we finance equipment and assets in all sectors, our MD worked at board level for various companies for over twenty years so understands things both sides of the ‘financing fence’.  With the right circumstances we can get finance in place for everything from cars to water parks.

Over 90% of our customers return for repeat business.

UK asset finance options

Black and White Asset Finance offers all the normal types of business funding: finance lease, hire purchase, invoice finance, franchise finance and business loans.  We have a strong working relationship with our bank of funders and have worked to find an alternative way to the normal staged payment option.  It’s our flexible business financing option and, put simply, it means that deposits can be funded too.

Asset finance solutions that protect your cash flow.

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Asset Finance Company

At Black and White Asset Finance we pride ourselves in obtaining clear and efficient business funding solutions.  We are a friendly and independent asset finance company and are proud to be one of the UK’s only specialist food and drink sector asset finance companies.  We work hard to understand your business and build a long-term relationship with you.

We like a challenge and are accomplished at getting business finance in place for more difficult to explain assets.  We fill the gap if the bank drags their heels, doesn’t understand the project or simply says no.

Flexible asset finance.

We have developed an alternative way to the normal deposit staged payment finance.  It’s  better than normal asset finance solutions.  Put simply it means that deposits can be funded.

We have developed a comparison finance calculator so you can see for yourself what a difference this type of business finance could make to your cash flow.

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They deliver a personal service.  In fact, finance done the way it used to be, and 24/7.  They are there when I need them.
Dean Attwell

MD, Oakland International

We like dealing with Tim, he is now one of the team.  I would recommend him to anyone needing honest advice with no bullshit.
Richard Owen

FD, The Wild Beer Co

Need more details?

We’re here to help any time.  Just fill in the contact form, use the chat option or give us a call and we can give you an idea of what we can arrange for you.

There ARE funds available.

6 + 12 =

food and drink devon
food drink devon awards sponsor
taste of the west
taste of the west awards sponsor

Black and White Asset Finance is only able to work with limited companies, PLCs or LLPs.




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17 Broadlands



TQ14 0EH

Company reg: 9977326

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